Buyers
If you are a buyer and are looking for Properties for Sale please click here.
Do you make too much money to qualify for government programs yet you can't get enough of a down payment for traditional financing? Perhaps you have gone through a divorce or a job loss and you are trying to repair your credit. Whatever your situation our program can give you the opportunity to live in a nice house in a nice neighborhood even if your credit is not perfect. Our system will help you build your credit and give you special pricing when you are ready to buy that nice house you will be living in.
If you are looking to purchase a property, in order to rehab or invest, please visit our Investors Page.
Fill out the form Here and you will be added to our database. When we find a property match, we will call you, and get you started on the path to home ownership.
FAQ
Q: What kind of homes do you have?
A: All of our lease option properties are nice homes in nice neighborhoods and need no major repairs.
Q: Where are these homes located?
A: We work mainly in Chittenden and Franklin Counties.
Q: Is there any cost to the program?
A: Signing up with our program is free, however should we find a home for you we require a Non-Refundable Option Consideration (NROC) Fee. This will give you the right to buy the property at the agreed upon amount for a period of time. This NROC is typically 3% to 5% of the purchase price of the property. Though this fee may sound high, it ensures that we get only serious buyers, and the fee is adjusted for the purchase price.
Q: What if I decide not to purchase the property?
A: You may simply move out (with proper notice.) You are under no obligation. However, remember that your NROC is non-refundable.
Q: Will the rates ever change?
A: The option price will not change even if the value of the property doubles we are still under the obligation to sell it to you for the agreed upon price. Monthly payments can go up due to increased taxes and insurance. But remember one of the purposes of a lease option is to show a potential lender that you can afford the payments and pay on time.